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The separate account market (SMA) for bonds is exploding, but asset managers are stuck with spreadsheets. IMTC built a cloud‑native investment management platform for fixed income that automates portfolio and order management and enables SMAs to scale. The New York firm just raised a $12M Series A led by
Your next car crash claim could be decided by physics, not paperwork. Anyone who has been through a car accident knows the script. Photos, forms, phone calls. weeks of waiting while someone somewhere assesses what really happened. For insurers, it is slow, expensive, and full of fraud risk. For drivers,
Gen Z is drowning in debt and doesn’t trust banks to help. BON Credit thinks an AI co‑pilot can fix that. The San Francisco company’s app uses a model they call CredGPT to analyse spending, predict cash flows, and coach users on how to boost their credit
Brazil's credit markets are notoriously expensive, but property can change that. FlowCredi is building a marketplace where homeowners and businesses can access loans backed by real estate at rates well below traditional lenders. The platform connects borrowers directly with investors and handles origination, underwriting, and servicing. FlowCredi generates
Cross‑border trade is booming in Africa, but paying suppliers abroad remains a headache. Nigerian startup Clea - Pay Foreign Vendors Easily has come out of stealth with a blockchain‑enabled platform that lets importers settle invoices in Naira while their overseas suppliers receive U.S. dollars. Users can choose
Fraudsters share data, banks rarely do. Tuhk Inc. thinks the only way to fight back is through collaboration. The start‑up connects banks, merchants, and payment providers in a secure real‑time network so they can share signals, spot patterns, and stop fraud before it hits. Cybercrime will cost the
Cross‑border invoicing shouldn't require sleepless nights. Skydo built a payments platform for Indian freelancers and SMEs that lets them invoice and get paid in foreign currencies without the FX circus. The Bengaluru startup processed $300M+ and serves over 20k-30k businesses across 150+ countries. Backed by Susquehanna Asia
Nonprofits rarely get access to the same financial tools as venture‑backed startups. Givefront is changing that. The San Francisco startup provides a spend‑management platform that lets charities and associations issue corporate cards, build budgets, capture receipts, and automate compliance without heavy admin overhead. Givefront makes money from card
Imagine every car dealership or marketplace being able to offer its own financing without building a bank. That's what São Paulo‑based Altis makes possible. Its credit‑as‑a‑service platform lets merchants originate and manage loans using AI‑powered underwriting and a white‑label front end, turning
There are two ways to enter Brazil's financial system today: both are bad. . Brazil's central bank has quietly built some of the most advanced rails in the world. Pix for instant payments: a serious open finance framework, regulators who actually ship. However, if you are a
School fees feel less like a line item, more like a second mortgage. In the UK, the education journey quietly stretches over 20 plus years. Early years childcare can run from a few thousand pounds a year to the mid-teens, independent schools reach £19k to £50k annually, and university can