BON Credit – Credit AI co-pilot for Gen Z
Gen Z is drowning in debt and doesn’t trust banks to help.
BON Credit thinks an AI co‑pilot can fix that.
The San Francisco company’s app uses a model they call CredGPT to analyse spending, predict cash flows, and coach users on how to boost their credit score and reduce debt.
Backed by a $3.5M seed round led by VenturesLab (Tim Draper & Gang Mai) with participation from Hustle Fund, Outside VC, MBA Ventures, Sequoia Scout Fund, and Accel Partners Scout Fund, the team plans to roll out its app to early adopters.
Co‑founders Samder Singh Khangarot and Darwin Tu combine consumer tech and credit‑scoring expertise.
In a country with more than $1T in credit card debt, will consumers trust a chatbot over a bank branch?
#fintechoftheday #AI #credit #GenZ
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