FinTech of the Day

Highnote – Innovative payments platform

Dmitry Prostov

21 Aug 2025 — 1 min read

Build payments without limits. Highnote is an embedded finance platform that combines card issuing, payment acceptance, and credit into a single API so businesses can embed payments end-to-end.

Customers can issue virtual or physical cards, accept card payments, run a credit program, and manage ledgers from one stack instead of stitching together multiple vendors.

The company earns revenue from interchange and software fees and differentiates itself with a unified ledger, rich transaction data, and a GraphQL API for developers.

Highnote grew revenue 300% year over year and serves more than 50 customers with nearly 100 new programs launching. With a $90 million Series B and a valuation above $750 million, it is positioning itself as the new standard for payments.

How would you use a single platform for issuing, acquiring, and credit?

#fintech #startup #businessmodel #fintechoftheday

John MacIlwaine Kin Kee

Adams Street Partners Oak HC/FT Costanoa Ventures WestCap Pinegrove Venture Partners

Register and become part of the FinTech Builders Community. Join fellow innovators and see the value of being part of our community!

Coming soon

This is FinTech of the day, a brand new site by Dmitry Prostov that's just getting started. Things will be up and running here shortly, but you can subscribe in the meantime if you'd like to stay up to date and receive emails when new content

IMTC – Platform for bond investors

The separate account market (SMA) for bonds is exploding, but asset managers are stuck with spreadsheets. IMTC built a cloud‑native investment management platform for fixed income that automates portfolio and order management and enables SMAs to scale. The New York firm just raised a $12M Series A led by

Liablix – Physics-driven AI for insurance claims

Your next car crash claim could be decided by physics, not paperwork. Anyone who has been through a car accident knows the script. Photos, forms, phone calls. weeks of waiting while someone somewhere assesses what really happened. For insurers, it is slow, expensive, and full of fraud risk. For drivers,

BON Credit – Credit AI co-pilot for Gen Z

Gen Z is drowning in debt and doesn’t trust banks to help. BON Credit thinks an AI co‑pilot can fix that. The San Francisco company’s app uses a model they call CredGPT to analyse spending, predict cash flows, and coach users on how to boost their credit

Read more

Coming soon

IMTC – Platform for bond investors

Liablix – Physics-driven AI for insurance claims

BON Credit – Credit AI co-pilot for Gen Z