FinTech of the Week
A cleaner BNPL motion: no new card, no new line, just split your existing credit card limit over up to 24 months. Merchants get paid upfront. Float handles collections. Reported results: 2,000+ stores live, thousands of monthly transactions, average order value R10,000 ($576), and 130% uplift in ticket
FinTech of the Week
The CFO in your dashboard. Highbeam builds an AI-powered financial command centre for e-commerce brands. Merchants get bank accounts, free wire transfers, spend analytics, and a revenue-based line of credit via one platform. The software tracks expenses, categorises transactions, and offers forecasting, giving founders a clear view of cash flow.
FinTech of the Week
Pay by bank everywhere. Lithuanian startup Kashimi offers infrastructure-as-a-service for regulated institutions to provide account-to-account payments via open banking. Its unified API connects businesses to hundreds of banks across Europe and the UK, enabling instant Pay-by-Bank checkouts and PSD2-compliant direct debits. The company raised €1.36M pre-seed, co-led by Coinvest
FinTech of the Week
Your home, your credit card. Aven built the first HELOC-backed (a loan backed by your home's value) credit card, giving homeowners faster access to low-cost credit secured against their property. Its Home Equity Card offers unlimited 2% cash back, borrowing costs up to 50% lower than typical cards,
FinTech of the Week
Crowdfunding meets Shariah finance. Scale follows. Saudi platform Lendo | ليندو lets investors finance small-business invoices through a shariah-compliant crowdfunding marketplace. The company earns a spread between investor returns and borrower fees. In September, it struck a $53.3 million cost-plus financing deal with Jadwa Investment through its Murabaha Finance Fund
FinTech of the Week
Open banking is built in Riyadh. Spare provides API-driven account aggregation, identity verification, risk assessment, and recurring payments to fintechs and e-commerce firms across the Gulf. Its business model centres on usage-based fees for developers and enterprise subscriptions. Last week, the company raised $5 million pre-Series A led by Arab
FinTech of the Week
MENA’s $157 million bet on SME finance. HALA offers business accounts, virtual cards, POS terminals, invoicing, payments, and even shariah-compliant lending to freelancers and small businesses. The Saudi company monetizes through subscription fees and transaction take-rates. Serving over 142,000 businesses and processing more than $8 billion in annual
FinTech of the Week
Build credit while you send money home. Kredete helps African immigrants build a U.S. credit profile while they remit money to family in more than 30 countries, linking bill payments and remittances to a credit-scoring engine. It earns revenue from transaction fees and upcoming card interchange. The platform already
FinTech of the Week
Old banks, new moves. What they do: • Create safe money boxes. The money stays locked and is released only when both sides are happy. • Move company cash automatically. • Match payments without messy spreadsheets. Why it matters: fewer mistakes, faster deals, less stress. Real traction: • Connected to 40+ banks • 220+ business
FinTech of the Week
Excel hell ends here. (Well… 90% of it. 😉) Two former CFOs, Julio Martínez and Jorge Lluch, grew tired of version chaos and built the platform they wished they had. One place for plans, data, and collaboration without late-night copy-paste marathons. Why it matters 1. Used by hundreds of mid-market companies
FinTech of the Week
SMEs can now earn while they spend. That’s why Aspire Yield became our best Fintech of the Day last week and my personal pick for Fintech of the Week. 👇 • Earn 2.04% on SGD and 3.88% on USD, no minimums, no lock-ups, full liquidity. • In beta, 55% of