FinTech Sensei
I burned €500,000 building a neobank for immigrants. Not advice. Just a founder’s confession. When I moved to Portugal, I couldn’t open a bank account. No local credit history. No proof of address. It took weeks, not days. I thought: This is a massive problem, I can
FinTech Sensei
When the promise of private equity met legal reality Ownership isn’t just a promise. Linqto, founded in 2010 to democratize access to private investments for retail investors, suddenly shuttered in March 2025. An internal review revealed that many clients never actually owned the shares they bought via SPVs, raising
FinTech Sensei
A digital bank with credit union roots, gone too soon. Failure teaches more than success. motusbank launched in 2019 as the fully digital arm of Meridian Credit Union, Canada’s largest credit union. The promise: low fees, simple online banking, and the trusted Meridian brand. But even with solid backing,